Jens graduated with an MBA from University of Cologne in Germany. He started his career as a management consultant for KPMG Peat Marwick in Frankfurt joining the financial institutions consulting practice where he worked on critical strategy and business process reengineering engagements with clients across Europe. In 1995, Jens moved to Deloitte Consulting’s telecommunications strategy practice in Hong Kong where he managed client engagements in China and across Asia. In 1999, Jens joined Asia Financial Network, a Hong Kong e-commerce startup that launched the first electronic bill presentment and payment service for end consumers.